Making A Will
 

Why should you make a Will?

Having a Will is the only way to ensure your wishes are carried out after your death.  Too many people assume they know who will inherit their estate if they die intestate (without a Will) but this may not be right and the crown could end up getting it. 

If you have a partner but are not married, the intestacy laws dictate that you are treated as a single person and your surviving partner may get nothing. 

If you have children you need to think about who you would trust to take care of them in the event of your death and this can be done by appointing Guardians in your Will.  If you die without making such provision the Courts will appoint legal guardians and may choose people to care for your children who you would not have wanted. 

On average the grant of probate takes about 9 months but if you die intestate it could take a lot longer for your beneficiaries to inherit.  When someone dies without making a Will it can sometimes lead to arguments amongst family members at an already upsetting and emotional time.   

Why should you update your Will?

If you already have a Will it is important to make sure you check it every so often, especially if your circumstances have changed as these will most likely affect your Will.  You may now have grandchildren you wish to leave legacies to; you may now be married (marriage revokes a Will); you may wish to take out some of the beneficiaries.  If needed, always ensure you update your Will. 

Living Wills

A Living Will or Advanced Directive is a document where you leave clear instructions of your wishes regarding refusal of life sustaining treatments or preferences in respect of medical conditions. 

Once you have made a Living Will you give a copy to your Doctor so it can be noted on your records and advise your next of kin and anyone who is interested in your health and wellbeing that one has been made for you.